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Tag : ISA

27 Jul 2020

SPRING 2020

In the current climate, there is uncertainty in all of our lives with both health and financial concerns. However, while we are all understandably focusing on the here and now, it might be worth using this time to take a step back and review your long-term financial wellbeing as well. This newsletter takes a look at some of the areas you might want to consider. Of course, we are on hand to support you through any challenges ahead. Make time […]

15 Oct 2019

Your window on Money – Autumn 2019

How much do you need to retire comfortably? People on an average salary who wish to retire at the age of 65 will now typically require a pension pot of almost £450,000 in order to fund their retirement until they are 100 years old, recent analysis has found1. Never too early to start saving The research also shows that an individual who starts saving into a pension at 25 years of age will need to invest around £235 a month […]

26 Jun 2019

SUMMER 2019

  The Intergenerational Fairness Debate Continues The House of Lords Committee on Intergenerational Fairness and Provision has called on the government to take steps to make society fairer by supporting younger people, particularly in the employment market and the provision of housing. A change of perspective needed Peers believe that ‘outdated’ age-specific benefits for older people should be replaced with support for the young to ‘deliver a fairer society’. The Committee – made up of Labour, Conservative, Liberal Democrat and […]

14 Jan 2019

WINTER 2019

Winter 2019 INSIDE THIS ISSUE: In the News / What the 2018 Budget means for older people / Number of working women aged 60-64 has doubled / Gifting early to avoid IHT / Trends in baby boomer retirement plans / Where we spend our money / Over-55s feel the pinch from being the ‘Bank of Mum and Dad’.   What money rules would you pass to the next generation? As parents and grandparents, we all hope the values that we […]

18 Jul 2018

SUMMER NEWSLETTER 2018

ONE IN TEN BRITONS ADMIT THEY ARE BAD WITH MONEY – HOW TO BUCK THE TREND A recent survey1 has shown that for many, building up their savings is not top of their agenda. Everyone should think about putting some money aside for emergencies, and for the bigger things in life like the deposit on a home, a child’s education or a wedding. So, for most of us having some cash that we can access quickly to pay for unexpected […]

03 May 2018

YOUR WINDOW ON FINANCIAL MATTERS – SPRING 2018

FIVE PERSONAL FINANCE HABITS WE SHOULD ALL ADOPT While most of us think we’re pretty good with our money, we can all benefit from giving our finances a regular health check. If you’re looking to get to grips with your finances and develop better habits, then setting yourself some financial goals and drawing up a budget is a good way to get motivated. Priority debts are those that have the most serious consequences if you don’t repay them, and aren’t […]

30 Jan 2018

Winter 2017/18 Newsletter

COULD YOU BE AN ISA MILLIONAIRE? Individual Savings Accounts (ISAs) are a great way to invest free of tax on the income and any capital gains. The amount you can put in each year has gradually increased. A growing number of people are becoming ‘ISA millionaires’ as a result of rising stock market prices, and the steady increase in the annual ISA allowance. GENEROUS ANNUAL LIMITS The allowance for the 2017-18 tax year is set at £20,000, meaning that couples […]